Is SwissCash a MLM scheme?

SwissCash has MLM elements of its direct sales and reward systems,
but it cannot be categorised as a MLM because of this simple fact:

A MLM survives by sales volume.
The sales volume is generated monthly through its members' sales.
The members' recurring sales per month mostly achieved through automate* or maintenance** creates the company total monthly sales and from the sales volume, a portion is returned to the members as commission (called benefit)

In SwissCash, there is no requirement for monthly sales quota.
There is no requirement for monthly maintenance.
A SwissCash investor gets paid his alloted profit per month^ based on his principal investment returns, not due to the number of recruits that an investor gets in.
The investor never needs to recruit anyone and can still get paid monthly profit.
Therefore based on this specific difference, SwissCash cannot be categorised as an MLM.

* automate: automated monthly sales generated by the MLM company's computer, and cost of product is deducted automatically via credit card or bank account.

** maintenance: the mandatory amount of sales to be generated monthly in order to qualify for the monthly reward scheme

^ profit per month for SwissCash:
10% of principal investment will be paid on the 30th, 60th, 90th day
15% of principal investment will be paid on the 120th, 150th, 180th day
20% of principal investment will be paid on the 210th, 240th, 270th day
25% of principal investment will be paid on the 300th, 330th, 360th day
30% of principal investment will be paid on the 390th, 420th, 450th day

SwissCash adopts MLM type of payment as a means of business expansion but it is never a true MLM company. Investment is their product and consultancy is their services.

SwissCash is here to stay!